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The probability of Chinese mortgage loan default and credit scoring
(Lincoln University, 2010)
Credit scoring is broadly applied in consumer lending especially in credit cards and mortgages. Credit scoring has not been widely used in business lending because business loan differ substantially across household ...
House price bubble in urban China: evidence from eight Chinese cities
(Lincoln University, 2015)
China’s property prices started to pick up in 2001, where the nationwide property price index for residential building exhibited an increase of 23 percent from 2000 to 2004 (Peng et al., 2008). Cities such as Beijing and ...